Admin notes: For guidance, follow: http://www.thesubnet.com/mta/Introduction.html

Remember that starting Arete is 1. To heighten it, you must spend your freebies accordingly, and that spheres do not exceed the character's Arete rating.

Freebie Points - 15
Cost are as followed:
Attributes - 5 per dot
Ability - 2 per dot
Sphere - 7 per dot
Background - 1 per dot
Arete - 4 per dot
Willpower - 1 per dot
Quintessence 1 for 4 dots